Curtis Arnold Editor-in-chief
Citi, a CardRatings.com advertiser, offers a card that makes it easy to earn points toward rewards for everyday purchases with the ThankYou Network. For starters you can earn 20,000 bonus ThankYou Points after you make $1,500 in card purchases within the first three months of account opening, which you can redeem for $200 in gift cards or other rewards. You can also earn 2 ThankYou Points per dollar on purchases on dining at restaurants and entertainment. 1 ThankYou Point on other purchases. Downside: There can be a high APR for less creditworthy applicants.