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Special offers currently available on the Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points
Earn 20,000 bonus ThankYou® Points
After $1,500 in card purchases within 3 months of account opening -- redeemable for $200 in gift cards or other great rewards!

Our editor's take

 CardRatings Managing Editor
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Here's a card that makes it easy to earn points toward rewards for everyday purchases with the ThankYou Network. For starters you can earn 20,000 bonus ThankYou Points after you make $1,500 in card purchases within the first 3 months of account opening which you can redeem for $200 in gift cards or other rewards. You can also earn 2 ThankYou Points per dollar on purchases on dining at restaurants and entertainment. Downside: There can be a high APR for less credit worthy applicants.
Curtis Arnold
Curtis Arnold
CardRatings Editor

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points details

Points or Miles
1-2 ThankYou Points/$1
Bonus Miles or Points
Earn 20,000 bonus ThankYou® Points
after $1,500 in card purchases within 3 months of account opening -- redeemable for $200 in gift cards or other great rewards!
Purchase APR
12.99% - 22.99%* Variable
Annual Fee
$0*

What Citi says about this card

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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