Apply online for Citi ThankYou® Preferred Card - $150 in gift cards

Apply on line for Citi ThankYou® Preferred Card - $150 in gift cards

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Expert's Rating:

5 Star Rating
Here's a card that makes it easy to earn points toward rewards for everyday purchases with the ThankYou Network. Get 15,000 bonus ThankYou Points when you make $1,000 in purchases within the first 3 months – enough for $150 in gift cards. You can also earn 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter. No limit to the points you can earn. Downside: There can be a high APR for less credit worthy applicants.
Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 9.74 - 19.74
 9.74 - 19.74
 21.99
APR:
 12.99% - 22.99% Variable
 12.99% - 22.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 None


Finance Calculation Method:
 Daily Balance
Purchase Grace Period:
 23 days
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 None
Maximum Default APR:
 29.99%
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you: make a late payment or make a payment that is returned.
Credit Card Fee Information:

Annual Fee:
 $0 max.
Foreign Transaction Fee:
 3%
Late Fee:
 
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
 
Cash Advance Fee:
 


Notes:

Rebate Description:
 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
Special Notes:
 Annual Percentage Rate (APR) for Purchases12.99%, 16.99% or 22.99% based on your creditworthiness, for the Citi ThankYou Preferred Card; or 22.99% for the Citi ThankYou Card
Card Issued By:
 Citibank
General Correspondence Address:
 200 Brookstone Centre Ste 110, Columbus, GA, 31904
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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