Margin:
9.74 - 19.74
9.74 - 19.74
21.99
APR:
12.99% - 22.99%* Variable
12.99% - 22.99% Variable
25.24% Variable
APR Floor:
None
None
None
Intro Period:
12 months on Purchases
12 months on Balance Transfers
N/A
Finance Calculation Method:
Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
Up to 29.99% Variable
Default/Penalty Margin:
Up to 26.74
Default/Penalty APR Floor:
None
Maximum Default APR:
29.99% Variable
Penalty/Default Trigger:
Penalty APR may be applied to your account if you: make a late payment or make a payment that is returned.
Annual Fee:
$0*
Foreign Transaction Fee:
3%
Late Fee:
Up to - $35 max.
Over-the-limit Fee:
N/A
Balance Transfer Fee:
3% of each balance transfer ($5 min.)
Cash Advance Fee:
5% ($10 min. )
Special Notes:
Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
General Correspondence Address:
200 Brookstone Centre Ste 110, Columbus, GA, 31904
Maximum Credit Limit:
N/A
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