Citi Simplicity Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

9.74 - 18.74

APR:

12.99-21.99% Variable

12.99% - 21.99% Variable

APR Floor:

None

Intro Rate:

0%*

None

Intro Period:

18 months on Purchases*

18 months on Balance Transfers*

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

None

Default/Penalty Margin:

None

Default/Penalty APR Floor:

None

Maximum Default APR:

N/A

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0*

Foreign Transaction Fee:

3%

Late Fee:

Up to - $35 max.

Over-the-limit Fee:

N/A

Balance Transfer Fee:

3% of each balance transfer

Cash Advance Fee:

5% ($10 min. )

Notes:

Rebate Description:

N/A

Special Notes:

Citi Simplicity(R) Card offers a 0% introductory APR on balance transfers and purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There are no late fees - ever, no penalty rate - ever and no annual fee - ever.

Card Issued By:

Citibank

General Correspondence Address:

200 Brookstone Centre Ste 110, Columbus, GA, 31904

Card Type:

MasterCard

Card Class:

N/A

Card Category:

Balance Transfer, Low Intro Rate, Low Ongoing Rate

States Available In:

ALL