Citi® Platinum Select® MasterCard®
- This card is best for consumers seeking low APR or introductory rate but not necessarily with frills.
- Intro APR
- 0%
- Regular APR
- 11.99% - 21.99% Variable
- Intro APR Period
- 18 months
- Credit Score
Good
- Card Category
- Balance Transfer, Low Interest, Low Intro Rate, Low Ongoing Rate
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldThis card requires good credit to obtain but offers a longer than average 0% APR on balance transfers and for purchases depending on credit rating. Balance transfers are 3% but with no maximum rate. This card also offers one of the more attractively low interest rates. It also offers discounts on travel, entertainment, merchandise, and much more. You can earn up to 10% of the purchases made with your card.
Citi® Platinum Select® MasterCard® Details
Card Issued By:
Citibank
General Correspondence Address:
200 Brookstone Centre Ste 110 Columbus GA 31904
Card Type:
MasterCard
Card Class:
Platinum
Card Category:
Balance Transfer, Low Interest, Low Intro Rate, Low Ongoing Rate
States Available In:
ALL
Minimum Credit Limit:
$500 min.
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
8.74 - 17.74
8.74 - 17.74%
21.99
Standard APR:
11.99% - 21.99% Variable
11.99% - 21.99% Variable
25.24% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
0%
N/A
Introductory Period:
18 months
18 months
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
Up to 29.99% Variable
Default/Penalty Margin:
Up to 26.74
Default/Penalty APR Floor:
None
Maximum Default APR:
29.99%
Penalty/Default Trigger:
APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, exceeding the credit line, or making payment that is not honored.
Credit Card Fee Information
Annual Fee:
$0 max. $0
Foreign Transaction Fee:
3%
Late Fee:
Up to $35 max.. Up to $35
Over-the-limit Fee:
N/A
Balance Transfer Fee:
3% ($5 min. ). $5 Min
Cash Advance Fee:
5% ($10 min. ). $10 minimum
Rebates/Notes
Rebate Description:
N/A
Special Notes:
Other Citibank Credit Card Offers
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