Citi Forward® for College Students
- Who Uses This Card: This card is best for students starting out trying to establish a positive credit history and who spend in entertainment categories..
- Editor Comments: This is one of my favorite student cards. It operates about that same as the consumer version and you can reduce your APR by paying on time and staying under you credit limit. It also gives 100 bonus points per month for responsible behavior. The rewards program offers 5x points for purchases on books, movies, music, and restaurants. The card holder also earns points after qualifying purchases are made within 3 months of account opening. This card also has a decent APR for a student card.
- Card issued by : Citi Bank
- Card Type :
- Card Class :
- Card Category :
- Margin Index : Prime + 9.74 - 16.74
- Purchase APR : 12.99-19.99% Variable
- Finance Calculation Method : Average Daily Balance
- Minimum Credit Limit :
- Maximum Credit Limit :
- Annual Fee : None
- Over-the-Limit Fee : depending on balance
- Late Payment Fee : $15 - $39 depending on balance
- Penalty/Default APR : 29.99% Variable
- Penalty/Default Trigger :
- Maximum Default APR :
- Universal Default Clause : No
- Foreign Currency Fee :
- States Available in :
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PurchaseBalance TransferCash AdvanceIntroductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee0% if you qualify*
7 months
0% if you qualify*
N/A
N/A
N/A
N/A0% if you qualify*
12 months
None
4% ($5 min)*
N/A
$5
None25.24% Variable
N/A
N/A
5%
$10
None - Rebate Description: 100 ThankYou Points each billing period that you pay on time and stay under your credit line. Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- Special Notes: No Cosigner required. 100 ThankYou Points each billing period that you pay on time and stay under your credit line. APR reduction on purchases when using credit wisely.

