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Apply online for Citi Forward® for College Students
 
  • Intro APR
  • 0%
  • Regular APR
  • 13.99% - 22.99% Variable
  • Intro APR Period
  • 7 months
  • Credit Score
  • Credit Score
    Limited
  • Card Category
  • Cash Back, Student
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
This is one of my favorite student cards. It operates about that same as the consumer version and you can reduce your APR by paying on time and staying under you credit limit. It also gives 100 bonus points per month for responsible behavior. The rewards program offers 5x points for purchases on books, movies, music, and restaurants. The card holder also earns points after qualifying purchases are made within 3 months of account opening. This card also has a decent APR for a student card.
 

Citi Forward® for College Students Details

Card Issued By:
Citibank
General Correspondence Address:
200 Brookstone Centre Ste 110 Columbus GA 31904
Card Type:
Visa
Card Class:
Signature
Card Category:
Cash Back, Student
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
10.74 - 18.74
10.74 - 18.74
21.99
Standard APR:
13.99% - 22.99% Variable
13.99% - 22.99% Variable
25.24% Variable
Standard APR Floor:
N/A
None
None
Introductory Rate:
0%
N/A
N/A
Introductory Period:
7 months
N/A
None
 
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
29.99% Variable
Default/Penalty Margin:
26.74
Default/Penalty APR Floor:
None
Maximum Default APR:
29.99%
Penalty/Default Trigger:
Penalty APR may be applied to your account if you: make a late payment or make a payment that is returned

Credit Card Fee Information

Annual Fee:
None None
Foreign Transaction Fee:
3%
Late Fee:
Up to $35 max.. Up to $35
Over-the-limit Fee:
N/A
Balance Transfer Fee:
3% ($5 min. ). $5 Min
Cash Advance Fee:
5% ($10 min. ). $10 min
Rebates/Notes
Rebate Description:
100 ThankYou Points each billing period that you pay on time and stay under your credit limit. Earn up to 1,000 bonus points after you sign up for paperless statements within the first 3 months of account opening.
Special Notes:
Apply online for Citi Forward® for College Students
 
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