Citi Forward® Card
- Who Uses This Card: This card is best for consumers with good credit who spend in entertainment categories..
- Editor Comments: I like this card because rewards consumers for responsible behavior in the form of a 2% APR reduction and bonus points when you pay on time and stay within your credit limit. Make a purchase, stay under your credit limit, and pay on time 3 consecutive periods and you can reduce your APR. It also offers bonus points after your first purchase and for signing up for paperless statements. With the APR reduction, it has a decent APR for a reward points credit card. The rewards program offers 5x points for purchases on books, movies, music, and restaurants.
- Card issued by : Citi Bank
- Card Type :
- Card Class :
- Card Category :
- Margin Index : Prime + 9.74 - 16.74
- Purchase APR : 12.99 - 19.99% Variable
- Finance Calculation Method : Average Daily Balance
- Minimum Credit Limit :
- Maximum Credit Limit :
- Annual Fee : $0
- Over-the-Limit Fee : depending on balance
- Late Payment Fee : $15 - $39 depending on balance
- Penalty/Default APR : 29.99% Variable
- Penalty/Default Trigger :
- Maximum Default APR :
- Universal Default Clause : No
- Foreign Currency Fee : 3%
- States Available in :
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PurchaseBalance TransferCash AdvanceIntroductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee0% if you qualify*
7 months
23 days
N/A
N/A
N/A
N/A0% if you qualify*
12 months
None
4% ($5 min)*
N/A
$5
None25.24% Variable
N/A
N/A
5%
$10
None - Rebate Description: Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening. 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Special Notes:
