Citi® Dividend Platinum Select® Card for College Students

Cards By Category

Credit Rating

Bank/Issuer

Apply online for Citi® Dividend Platinum Select® Card for College Students

Citi® Dividend Platinum Select® Card for College Students
This card is great for the student with excellent credit. There is a balance transfer fee.

Intro APR
0%

Regular APR
13.99% - 21.99% Variable

Intro APR Period
7 months*

Credit Score
Limited

Card Category
Cash Back, Low Intro Rate, Student

CardRatings

Close Window

Credit Type

Required Score

Excellent Credit

750 — 850

Good Credit

690 — 749

Fair Credit

640 — 689

Poor Credit

Poor

It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here

Credit Card Review

by Card Expert Curtis Arnold

Here is a card that catches the eye and that I like because it offers 5% cash back at supermarkets, drugstores, gas stations & utilities (including cable) for 6 months. The card then reverts to 1% cash back on the above purchases and 1% on all other purchases. When you shop through any of 400+ retailers, you'll earn an average of 5% cash back, and there's no limit to how much can be earned. There is a 0% APR for the first 7 months if qualified and no annual fee. Downside: After the introductory period APR can be moderate to very high depending on credit worthiness.

Citi® Dividend Platinum Select® Card for College Students Details

Card Issued By:

Citibank

General Correspondence Address:

200 Brookstone Centre Ste 110 Columbus GA 31904

Card Type:

Visa

Card Class:

Platinum

Card Category:

Cash Back, Low Intro Rate, Student

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

Credit Limit Notes:

Credit Card Rate Information

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

10.74 - 17.74

21.99

Standard APR:

13.99% - 21.99% Variable

25.24% Variable

Standard APR Floor:

None

Introductory Rate:

N/A

Introductory Period:

7 months*

None

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

18.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, or making payment that is not honored.

Credit Card Fee Information

Annual Fee:

None None

Foreign Transaction Fee:

Late Fee:

Up to $35 max.. Up to $35

Over-the-limit Fee:

None

Balance Transfer Fee:

4% ($10 min. ). Either $10 or 4% of the amount of each transfer, whichever is greater.

Cash Advance Fee:

5% ($10 min. ). Either $10 or 5% of the amount of each cash advance, whichever is greater.

Rebates/Notes

Rebate Description:

Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, & utilities for 6 months, and 1% thereafter*. Earn a full 1% cash back on all other purchases* .

Special Notes: