Margin:
10.74 - 20.74
10.74 - 20.74
21.99
APR:
13.99% - 23.99%* Variable
13.99% - 23.99% Variable
25.24% Variable
Intro Period:
7 months*
N/A
Finance Calculation Method:
Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
Up to 29.99% Variable
Default/Penalty Margin:
Up to 26.74
Default/Penalty APR Floor:
N/A
Maximum Default APR:
29.99% Variable
Penalty/Default Trigger:
APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, or making payment that is not honored.
Annual Fee:
$0*
Foreign Transaction Fee:
3%
Late Fee:
Up to - $35 max.
Over-the-limit Fee:
N/A
Balance Transfer Fee:
4% of each balance transfer
Cash Advance Fee:
5% ($10 min. )
Special Notes:
Earn bonus cash back each quarter on new must-have categories- like department stores, travel and more, with enrollment.
Card Issued By:
Citi Bank
General Correspondence Address:
200 Brookstone Centre Ste 110, Columbus, GA, 31904
Card Category:
Cash Back, Low Intro Rate, Student
Maximum Credit Limit:
N/A
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