Margin:
9.74 - 19.74
9.74 - 19.74
21.99
APR:
12.99% - 22.99%* Variable
12.99% - 22.99% Variable
25.24% Variable
Intro Period:
12 months*
12 months*
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
23 days
Default/Penalty APR:
Up to 29.99% Variable
Default/Penalty Margin:
Up to 26.74
Default/Penalty APR Floor:
N/A
Maximum Default APR:
29.99% Variable
Penalty/Default Trigger:
APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, or making payment that is not honored.
Annual Fee:
$0*
Foreign Transaction Fee:
3%
Late Fee:
Up to - $35 max.
Over-the-limit Fee:
N/A
Balance Transfer Fee:
3% of each balance transfer
Cash Advance Fee:
5% ($10 min. ) (whichever is greater.)
Special Notes:
$100 cash back after $500 in purchases within the first 3 months of account opening.
General Correspondence Address:
200 Brookstone Centre Ste 110, Columbus, GA, 31904
Card Category:
Balance Transfer, Cash Back, Low Intro Rate, Reward
Maximum Credit Limit:
N/A
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