Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Expert's Rating:

This card requires excellent credit to obtain. Balance transfers are 3% but with no maximum rate. This card offers low interest rates based on your creditworthiness and has no annual fee. And with enrollment you can earn bonus cash back on rotating categories each quarter.

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

9.74 - 19.74

21.99

APR:

12.99% - 22.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

0%

N/A

Intro Period:

12 months

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

Up to 26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

APRs may automatically increase up to the Default APR if default under any Card Agreement with Citi because of failing to make payment when due, or making payment that is not honored.

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

3%

Late Fee:

Up to $35

Over-the-limit Fee:

N/A

Balance Transfer Fee:

whichever is greater

Cash Advance Fee: