AT&T Universal Business Rewards Card
- This card is best for AT&T Small business customers with an established credit history that do not revolve a balance.
- Intro APR
- 0%
- Regular APR
- 14.24% Variable
- Intro APR Period
- 6 months
- Credit Score
Good
- Card Category
- Business, Low Intro Rate, Miles/Points, Reward
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldThis is a great card for AT&T customers. Cardholders earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*. They also earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases* and a 0% teaser APR. Good personal credit is required.
AT&T Universal Business Rewards Card Details
Card Issued By:
Citibank
General Correspondence Address:
200 Brookstone Centre Ste 110 Columbus GA 31904
Card Type:
Visa
Card Class:
Platinum
Card Category:
Business, Low Intro Rate, Miles/Points, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
N/A
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
N/A
Prime
Margin:
10.99
N/A
18.74
Standard APR:
14.24% Variable
N/A
21.99% Variable. The cash advance APR equals the U.S. Prime Rate plus 16.99%, with a minimum APR of 21.99%
Standard APR Floor:
None
None
Introductory Rate:
0%
N/A
N/A
Introductory Period:
6 months
None
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
20 days
Default/Penalty APR:
Up to 29.99% Variable. The default APR equals the greater of (1) the Prime Rate plus up to 23.99% or (2) up to 29.99%
Default/Penalty Margin:
Up to 26.74
Default/Penalty APR Floor:
None
Maximum Default APR:
29.99%
Penalty/Default Trigger:
Penalty Default APR may apply if you fail to make a payment when due, you exceed your credit line, or you make a payment that is not honored.
Credit Card Fee Information
Annual Fee:
None
Foreign Transaction Fee:
3%
Late Fee:
$15 min. - $39 max.
Over-the-limit Fee:
$39 max.
Balance Transfer Fee:
3% ($5 min. )
Cash Advance Fee:
3% ($5 min. )
Rebates/Notes
Rebate Description:
Special Notes:
Other Citibank Credit Card Offers
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