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Apply online for Chase Sapphire<sup>SM</sup> Preferred Card
  • Chase SapphireSM Preferred Card

  • This card is best for frequent travelers with above average income and credit that do not carry a balance and don't mind paying an annual fee for extra points.
  • Apply on line for Chase Sapphire<sup>SM</sup> Preferred Card
 
  • Intro APR
  • Regular APR
  • As low as 15.24%
  • Intro APR Period
  • None
  • Credit Score
  • Credit Score
    Excellent
  • Card Category
  • Airlines, Best Card Offers, Credit Card Deals, Hotel, Icc_Home_Recommended, Reward
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
I really like that this card offers 24/7 dedicated customer service. This card has the benefits of an elite card only with a lower annual fee (waived for the first year). It also gives substantial initial and ongoing bonus point opportunities after you spend $3,000 in the first 3 months and 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. There is no limit to what you can earn. Additionally, use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM. You can also transfer points you've earned to participating frequent traveler programs at a 1:1 value.
 

Chase SapphireSM Preferred Card Details

Card Issued By:
Chase
General Correspondence Address:
162 5th Avenue, 7th Floor Columbus OH 43240
Card Type:
Unknown
Card Class:
Platinum
Card Category:
Airlines, Best Card Offers, Credit Card Deals, Hotel, Icc_Home_Recommended, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
11.99
11.99
15.99
Standard APR:
As low as 15.24%
15.24% Variable
19.24% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
 
N/A
N/A
Introductory Period:
None
 
None
 
Finance Calculation Method:
Daily Balance
Purchase Grace Period:
21 days
Default/Penalty APR:
29.99% Variable.
Default/Penalty Margin:
26.74
Default/Penalty APR Floor:
None
Maximum Default APR:
29.99%
Penalty/Default Trigger:
The Penalty APR will be applicable to your Account if you: fail to make any Minimum Payment by the date and time due (late payment); make a payment to Chase that is returned unpaid; or do any of the above or exceed your credit limit on another account or loan you have with Chase or any of their related banks.

Credit Card Fee Information

Annual Fee:
$95 Waived For The First Year
Foreign Transaction Fee:
None
Late Fee:
Up to $35 max.
Over-the-limit Fee:
N/A
Balance Transfer Fee:
3% fee. $5 min
Cash Advance Fee:
5% ($10 min. ). $10 min
Rebates/Notes
Rebate Description:
Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's worth $625 toward airfare or hotel accommodations
Special Notes:
Limited time offer earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's worth $625 toward airfare or hotel accommodations.
 
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