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About Our Ratings
Credit Needed
Excellent

CFCU Rewards Visa Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
9.99% - 15.99% (see Notes) (Variable)

This card compared to other cash back cards

Cashback on Gas
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% When You Buy, 1% As You Pay
1%
Purchase APR
9.99% - 15.99% (see Notes) (Variable)
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

CFCU Rewards Visa details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
9.99% - 15.99% (see Notes)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.74% - 12.74%
 6.74% - 12.74%
 6.74% - 12.74%
APR:
  9.99% - 15.99% (see Notes)
(Variable)
 9.99% - 15.99% (see Notes)
 9.99% - 15.99%
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of each foreign purchase transaction or foreign ATM advance transaction in US dollars.
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
2% of amount of each transfer or $5 minimum, whichever is greater.  


Notes:

Rebate Description:
 UChoose Rewards: Earn points on qualified purchases when you use your rewards card, plus earn additional points when you make purchases at in-store and online "participating retailers". There are hundreds of well-known retailers that participate in the rewards program. Some retailers reward more than 25 points per $1 spent!
Special Notes:
 APR Note: Rates reflected above are per the CFCU website as of 1/16/2016, and reflect a Prime Rate of 3.25%. Contact CFCU to see what may have changed since that date. You must be a member of CFCU Community Credit Union, eligible to anyone who lives, works or attends school in Tompkins or Cortland Counties, New York, as well as any business or organization located in Tompkins or Cortland Counties. Convenience Check Fee: Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 CFCU Community Credit Union
General Correspondence Address:
 1050 Craft Rd
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good