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About Our Ratings

CFCU Rewards Visa Review

CFCU Rewards Visa details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
9.99% - 15.99% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 6.74 - 12.74
 6.74 - 12.74
 6.74 - 12.74
APR:
  9.99% - 15.99% Variable
 9.99% - 15.99% Variable
 9.99% - 15.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
2% ($5 min. )  


Notes:

Rebate Description:
 UChoose Rewards: Earn points on qualified purchases when you use your rewards card, plus earn additional points when you make purchases at in-store and online "participating retailers." There are hundreds of well-known retailers that participate in the rewards program.
Special Notes:
 Must be a member of CFCU Community Credit Union, eligible to anyone who lives, works or attends school in Tompkins or Cortland Counties, New York, as well as any business or organization located in Tompkins or Cortland Counties. Cash Advance Fees: Either 3% of the amount of each cash advance done through an ATM, or 4% of the amount if done at a financial institution, or $10 minimum, whichever is greater. Grace Period: Your due date is at least 25 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Penalty APR: None.
Credit Card More Information:

Card Issued By:
 CFCU Community Credit Union
General Correspondence Address:
 1050 Craft Rd
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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