UChoose Rewards: Earn points on qualified purchases when you use your rewards card, plus earn additional points when you make purchases at in-store and online "participating retailers". There are hundreds of well-known retailers that participate in the rewards program. Some retailers reward more than 25 points per $1 spent!
APR Note: Rates reflected above are per the CFCU website as of 1/16/2016, and reflect a Prime Rate of 3.25%. Contact CFCU to see what may have changed since that date. You must be a member of CFCU Community Credit Union, eligible to anyone who lives, works or attends school in Tompkins or Cortland Counties, New York, as well as any business or organization located in Tompkins or Cortland Counties. Convenience Check Fee: Either 3% of the amount of each Convenience Check Cash Advance, or $10 minimum, whichever is greater. Returned Payment Fee: Up to $35.