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Apply online for Capital One® VentureOne® Rewards Credit Card
About Our Ratings
Credit Needed
Excellent, Good

Capital One® VentureOne® Rewards Credit Card Review

Pros & Cons

Top Features

Points or Miles
1.25 Miles per dollar on every purchase, every day.
Bonus Miles or Points
20,000 Miles once you spend $1,000 on purchases within 3 months of approval
Purchase APR
12.74% - 22.74% (Variable)
Annual Fee
$0

Full Review

Curtis Arnold Editor-in-chief

Capital One® VentureOne® Rewards Credit Card rarely gets much attention outside of its own website. While the flagship Capital One® Venture® Rewards Credit Card has gained recognition through national ad campaigns, the Capital One® VentureOne® Rewards Credit Card mostly gets by on word of mouth. VentureOne® rewards you with 1.25 miles per dollar on every purchase, compared to its better-known sibling's 2X-miles-per-dollar offer. However, with no annual fee, the Capital One® VentureOne® Rewards Credit Card could defy the rule that travel rewards credit cards come with strings attached.

The best travel rewards card for occasional travelers

Do you and your family only have a couple long weekends on the horizon, or are you dreaming of a year of jetsetting? Choosing between the Capital One® VentureOne® Rewards Credit Card and the Capital One® Venture® Rewards Credit Card just requires you to know your annual "break-even point." Many rewards cards lure you in with flashy bonuses, only to let you down after a few years in their program. Capital One makes the choice easy by using the same online tracking system that powers its other popular rewards credit cards.

Both the Capital One® VentureOne® Rewards Credit Card and Capital One® Venture® Rewards Credit Card feature one-time bonus offers for new cardholders:

  • Capital One® VentureOne® Rewards Credit Card offers a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
  • Capital One® Venture® Rewards Credit Card offers a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.

If you are looking at bonus offers alone, the Capital One® Venture® Rewards Credit Card is a clear front-runner for the slot in your wallet reserved for a travel rewards card. However, if you don't spend very much or don't travel that often, the Capital One® VentureOne® Rewards Credit Card becomes a better deal as the years progress.

Quick math estimates that, after the Capital One® Venture® Rewards Credit Card annual fee kicks in, you'll have to spend about $8,000 on the card every year to break even. If you're funneling every monthly expense, vacation charge and supermarket purchase to your travel rewards card, you'll hit that mark pretty quickly each year. If that's not for you, the Capital One® VentureOne® Rewards Credit Card gives you the ability to earn rewards for travel without spending a nickel on annual fees.

The best travel rewards cards don't just compete on freebies. They add value though services and support that can make your next trip safer and more fun. The Capital One® VentureOne® Rewards Credit Card account includes some special perks, to name a few: Fraud Coverage and Travel and Emergency assistance card services.

This page was last updated on April 18, 2017

This card compared to other travel rewards cards

Points or Miles
1.25 Miles per dollar on every purchase, every day.
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Miles or Points
20,000 Miles once you spend $1,000 on purchases within 3 months of approval
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Purchase APR
12.74% - 22.74% (Variable)
16.74%, 20.74% or 23.74%* Variable 
16.74% - 23.74% Variable 
Annual Fee
$0
$89-Waived first year
$95
Rates and Fees
CardRatings.com Editorial Staff

Capital One® VentureOne® Rewards Credit Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
0% intro on purchases
Period:
for 12 months
Purchase APR
12.74% - 22.74% (Variable)
Annual Fee
$0

What Capital One says about this card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don't expire and there's no limit to how many you can earn

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Special offers
Currently available on the Capital One® VentureOne® Rewards Credit Card
20,000 Miles
Once you spend $1,000 on purchases within 3 months of approval

Start Here

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Apply online for Barclaycard Arrival Plus™ World Elite Mastercard®

Barclaycard Arrival Plus™ World Elite Mastercard®

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74%, 20.74% or 23.74%, based on your creditworthiness. Please note, there is a fee for balance transfers
Credit Needed:
Excellent
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent/Good