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Apply online for Capital One® VentureOne® Rewards Credit Card
About Our Ratings
Credit Needed
Excellent, Good

Capital One® VentureOne® Rewards Credit Card Review

Pros & Cons

Top Features

Points or Miles
1.25 Miles per dollar on every purchase, every day.
Bonus Miles or Points
20,000 Miles once you spend $1,000 on purchases within 3 months from account opening
Purchase APR
12.74% - 22.74% (Variable)
Annual Fee
$0

Full Review

Curtis Arnold Editor-in-chief

Capital One® VentureOne® Rewards Credit Card rarely gets much attention outside of its own website. While the flagship Capital One® Venture® Rewards Credit Card has gained recognition through national ad campaigns, the Capital One® VentureOne® Rewards Credit Card mostly gets by on word of mouth. VentureOne® rewards you with 1.25 miles per dollar on every purchase, compared to its better-known sibling's 2X-miles-per-dollar offer. However, with no annual fee, the Capital One® VentureOne® Rewards Credit Card could defy the rule that travel rewards credit cards come with strings attached.

The best travel rewards card for occasional travelers

Do you and your family only have a couple long weekends on the horizon, or are you dreaming of a year of jetsetting? Choosing between the Capital One® VentureOne® Rewards Credit Card and the Capital One® Venture® Rewards Credit Card just requires you to know your annual "break-even point." Many rewards cards lure you in with flashy bonuses, only to let you down after a few years in their program. Capital One makes the choice easy by using the same online tracking system that powers its other popular rewards credit cards.

Both the Capital One® VentureOne® Rewards Credit Card and Capital One® Venture® Rewards Credit Card feature one-time bonus offers for new cardholders:

  • Capital One® VentureOne® Rewards Credit Card offers a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
  • Capital One® Venture® Rewards Credit Card offers a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.

If you are looking at bonus offers alone, the Capital One® Venture® Rewards Credit Card is a clear front-runner for the slot in your wallet reserved for a travel rewards card. However, if you don't spend very much or don't travel that often, the Capital One® VentureOne® Rewards Credit Card becomes a better deal as the years progress.

Quick math estimates that, after the Capital One® Venture® Rewards Credit Card annual fee kicks in, you'll have to spend about $8,000 on the card every year to break even. If you're funneling every monthly expense, vacation charge and supermarket purchase to your travel rewards card, you'll hit that mark pretty quickly each year. If that's not for you, the Capital One® VentureOne® Rewards Credit Card gives you the ability to earn rewards for travel without spending a nickel on annual fees.

The best travel rewards cards don't just compete on freebies. They add value though services and support that can make your next trip safer and more fun. The Capital One® VentureOne® Rewards Credit Card account includes some special perks, to name a few: Fraud Coverage and Travel and Emergency assistance card services.

This page was last updated on June 14, 2017

This card compared to other travel rewards cards

Points or Miles
1.25 Miles per dollar on every purchase, every day.
1.5 Miles per dollar on all purchases
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Miles or Points
20,000 Miles once you spend $1,000 on purchases within 3 months from account opening
We'll match all the miles new cardmembers have earned at the end of their first year. No purchase caps or minimums. No signing up. And no limit. Only for new cardmembers.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
Purchase APR
12.74% - 22.74% (Variable)
11.74% - 23.74% Variable 
16.74% - 23.74% Variable 
Annual Fee
$0
$0
$0 Intro for the First Year. Then $95
CardRatings.com Editorial Staff

Capital One® VentureOne® Rewards Credit Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
0% intro on purchases
Period:
for 12 months
Purchase APR
12.74% - 22.74% (Variable)
Annual Fee
$0

What Capital One says about this card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

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Special offers
Currently available on the Capital One® VentureOne® Rewards Credit Card
20,000 Miles
Once you spend $1,000 on purchases within 3 months from account opening

Start Here

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Apply online for Discover it® Miles

Discover it® Miles

  • We'll match all the Miles you've earned at the end of your first year. Bonus Miles - For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your rewards in any amount for cash or a travel credit.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your FICO(R) Credit Score for free on monthly statements, on mobile and online.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Discover Match(R) details & other information.
Credit Needed:
Excellent, Good
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent/Good