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Capital One® VentureOne® Rewards Credit Card rarely gets much attention outside of its own website. While the flagship Capital One® Venture® Rewards Credit Card has gained recognition through national ad campaigns, the Capital One® VentureOne® Rewards Credit Card mostly gets by on word of mouth. VentureOne® rewards you with 1.25 miles per dollar on every purchase, compared to its better-known sibling's 2X-miles-per-dollar offer. However, with no annual fee, the Capital One® VentureOne® Rewards Credit Card could defy the rule that travel rewards credit cards come with strings attached.
The best travel rewards card for occasional travelers
Do you and your family only have a couple long weekends on the horizon, or are you dreaming of a year of jetsetting? Choosing between the Capital One® VentureOne® Rewards Credit Card and the Capital One® Venture® Rewards Credit Card just requires you to know your annual "break-even point." Many rewards cards lure you in with flashy bonuses, only to let you down after a few years in their program. Capital One makes the choice easy by using the same online tracking system that powers its other popular rewards credit cards.
Both the Capital One® VentureOne® Rewards Credit Card and Capital One® Venture® Rewards Credit Card feature one-time bonus offers for new cardholders:
If you are looking at bonus offers alone, the Capital One® Venture® Rewards Credit Card is a clear front-runner for the slot in your wallet reserved for a travel rewards card. However, if you don't spend very much or don't travel that often, the Capital One® VentureOne® Rewards Credit Card becomes a better deal as the years progress.
Quick math estimates that, after the Capital One® Venture® Rewards Credit Card annual fee kicks in, you'll have to spend about $8,000 on the card every year to break even. If you're funneling every monthly expense, vacation charge and supermarket purchase to your travel rewards card, you'll hit that mark pretty quickly each year. If that's not for you, the Capital One® VentureOne® Rewards Credit Card gives you the ability to earn rewards for travel without spending a nickel on annual fees.
The best travel rewards cards don't just compete on freebies. They add value though services and support that can make your next trip safer and more fun. The Capital One® VentureOne® Rewards Credit Card account includes some special perks, to name a few: Fraud Coverage and Travel and Emergency assistance card services.