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Capital One®'s VentureOne® travel rewards card rarely gets much attention outside of its own website. While the flagship Venture® has gained recognition through national ad campaigns, the Capital One® VentureOne® Rewards Credit Card mostly gets by on word of mouth. VentureOne® rewards you with 1.25 miles per dollar on every purchase, compared to its better-known sibling's 2X-miles-per-dollar offer. However, with no annual fee, the Capital One® VentureOne® Rewards Credit Card could defy the rule that travel rewards credit cards come with strings attached.
The best travel rewards card for occasional travelers
Do you and your family only have a couple long weekends on the horizon, or are you dreaming of a year of jetsetting? Choosing between the Capital One® VentureOne® Rewards Credit Card and the Venture® just requires you to know your annual "break-even point." Many rewards cards lure you in with flashy bonuses, only to let you down after a few years in their program. Capital One makes the choice easy by using the same online tracking system that powers its other popular rewards credit cards.
Additionally, both Capital One® Venture® Rewards Credit Card members and Capital One® VentureOne® Rewards Credit Card cardholders are also eligible for 10 percent off hotel stays booked with the HotelTonight® app. Simply book your stay with your VentureOne® or Venture® card on the HotelTonight® app and enter promo code VENTURE. You can take advantage of the promo as often as you want between now and January 2017.
If you are looking at bonus offers alone, Venture® is a clear front-runner for the slot in your wallet reserved for a travel rewards card. However, if you don't spend very much or don't travel that often, the Capital One® VentureOne® Rewards Credit Card becomes a better deal as the years progress.
Quick math estimates that, after Venture Card's annual fee kicks in, you'll have to spend about $8,000 on the card every year to break even. If you're funneling every monthly expense, vacation charge and supermarket purchase to your travel rewards card, you'll hit that mark pretty quickly each year. If that's not for you, VentureOne gives you the ability to earn rewards for travel without spending a nickel on annual fees.
The best travel rewards cards don't just compete on freebies. They add value though services and support that can make your next trip safer and more fun. The Capital One® VentureOne® Rewards Credit Card account includes some special perks, to name a few:
Fraud Coverage, Auto Rental Insurance and Emergency card services - if your card is lost or stolen, you have access to emergency card replacement and a cash advance with MasterCard ® Global Service.