Other cards you may be interested in:
Capital One® No Hassle CashSM Rewards - Average
- This card is best for consumers that have average credit, pay in full, tend to spend more on gas and groceries, and don't mind paying an annual fee for a cash back rewards.
- Intro APR
- Regular APR
- 17.90% - 22.90% Variable
- Intro APR Period
- until Novemberr 2012
- Credit Score
Average
- Card Category
- Cash Back, Gas, Hotel, Low Intro Rate, Miles/Points, Reward
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldHere is a card for folks with average credit. This card offers more cash back on your purchases of gas and groceries with a 2% cash back while offering 1% cash back on all other purchases. There is no limit on rewards and no expiration. There is an extensive introductory 0% APR on purchases then variable APR thereafter. There is no balance transfer fee but the balance transfer APR is on the high side. Downside: There is a $39 annual fee.
Capital One® No Hassle CashSM Rewards - Average Details
Card Issued By:
Capital One
General Correspondence Address:
PO Box 26625 Richmond VA 23261
Card Type:
MasterCard
Card Class:
Platinum
Card Category:
Cash Back, Gas, Hotel, Low Intro Rate, Miles/Points, Reward
States Available In:
ALL
Minimum Credit Limit:
$300 min.
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
14.65 - 19.95
14.65 - 19.65
21.65
Standard APR:
17.90% - 22.90% Variable
17.90% - 22.90% Variable
24.90% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
N/A
N/A
Introductory Period:
until Novemberr 2012
N/A
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
29.40% Variable
Default/Penalty Margin:
26.15
Default/Penalty APR Floor:
None
Maximum Default APR:
29.40%
Penalty/Default Trigger:
Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information
Annual Fee:
$39 max.
Foreign Transaction Fee:
N/A
Late Fee:
Up to $35 max.
Over-the-limit Fee:
Up to $29 max.. You will only be charged an over-the-credit-limit fee if you choose to accept this option.
Balance Transfer Fee:
N/A
Cash Advance Fee:
3% ($10 min. ). Either $10 or 3% of the amount of each cash advance, whichever is greater.
Rebates/Notes
Rebate Description:
2% cash back on gas and groceries. 1% cash back on all other purchases. No limit on the cash you can earn and cash won't expire. Get your cash back whenever you want.
Special Notes:
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