Other cards you may be interested in:
Capital One® Classic Platinum Credit Card
- This card is best for consumers with average credit looking for a Plain Jane card to use to further build credit that don't mind paying an annual fee.
- Intro APR
- 0%
- Regular APR
- 17.90% - 22.90% Variable
- Intro APR Period
- until November 2012
- Credit Score
Average
- Card Category
- Low Intro Rate
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldHere is a card which can be as unique as you when you upload a favorite image to create your own card design. It's fast, easy and free. This card offers a lengthy introductory 0% APR. The cardholder must have average credit. There is no balance transfer fee. 24-hour emergency roadside assistance plus 24-hour travel and emergency service. This card has a decent APR for people with average credit. Downside: There is a $39 annual fee.
Capital One® Classic Platinum Credit Card Details
Card Issued By:
Capital One
General Correspondence Address:
PO Box 26625 Richmond VA 23261
Card Type:
MasterCard
Card Class:
Platinum
Card Category:
Low Intro Rate
States Available In:
ALL
Minimum Credit Limit:
$300 min.
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
14.65 - 19.65
14.65 - 19.65
21.65
Standard APR:
17.90% - 22.90% Variable
17.90% - 22.90% Variable
24.90% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
N/A
N/A
Introductory Period:
until November 2012
None
None
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
29.40% Variable
Default/Penalty Margin:
26.15
Default/Penalty APR Floor:
None
Maximum Default APR:
29.40%
Penalty/Default Trigger:
Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information
Annual Fee:
$39 max.
Foreign Transaction Fee:
N/A
Late Fee:
Up to $35 max.
Over-the-limit Fee:
Up to $29 max.. Capital One will only charge you an over-the-credit-limit fee if you choose to accept this option.
Balance Transfer Fee:
N/A
Cash Advance Fee:
3% ($10 min. ). Either $10 or 3% of the amount of each cash advance, whichever is greater.
Rebates/Notes
Rebate Description:
N/A
Special Notes:
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