Earn 1 point for every $1 in qualifying purchases. Redeem points for a variety of rewards, including gift cards, name brand merchandise and more.
Grace Period: Your due date is at least 21 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance fee: Either $15 or 5% of the amount of each cash advance, whichever is greater. Cash Equivalent fee: Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greater. Foreign Transaction fee: 3% of each transaction in U.S. dollars. The Returned Payment fee is up to $35.00.