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Credit Needed
Excellent

Capital Bank Platinum Edition® Visa® Card with Maximum Rewards® Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
13.99% - 19.99% Variable 

This card compared to other cash back cards

Card Name
Capital Bank Platinum Edition® Visa® Card with Maximum Rewards®
Cashback on Gas
1%
1% When You Buy, 1% As You Pay
Cashback on Groceries
1%
1% When You Buy, 1% As You Pay
Cashback on other
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
1% When You Buy, 1% As You Pay
Purchase APR
13.99% - 19.99% Variable 
11.24% - 23.24% Variable 
13.24% - 23.24%* (Variable) 
CardRatings.com Editorial Staff

Capital Bank Platinum Edition® Visa® Card with Maximum Rewards® details

Balance Transfer Intro APR:
0%
Balance Transfer Intro Period:
12 billing_cycles
Purchase Intro:
APR:
0%
Period:
12 billing_cycles
Purchase APR:
13.99% - 19.99% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 10.74 - 16.74
 10.74 - 16.74
 21.99
APR:
  13.99% - 19.99% Variable
 13.99% - 19.99% Variable
 25.24% Variable
APR Floor:
 N/A
 None
 None
Intro Rate:
 0%
 0%
 N/A
Intro Period:
 12 billing_cycles
 12 billing_cycles
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 The Penalty APR may be applied if you: make a late payment, go over your credit limit(not applicable to Signature), or make a payment that is returned.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
5% ($10 min. )  


Notes:

Rebate Description:
 Earn 1 point for every $1 in qualifying purchases. Redeem points for a variety of rewards, including gift cards, name brand merchandise and more.
Special Notes:
 Grace Period: Your due date is at least 21 days after the close of each billing cycle. The card company will not charge you any interest on purchases if you pay your entire balance by the due date each month. Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance fee: Either $15 or 5% of the amount of each cash advance, whichever is greater. Cash Equivalent fee: Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greater. Foreign Transaction fee: 3% of each transaction in U.S. dollars. The Returned Payment fee is up to $35.00.
Credit Card More Information:

Card Issued By:
 First National Bank of Omaha
General Correspondence Address:
 1 First National Cir
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 Unknown
Credit Limit Notes:
 

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Apply online for Discover it®- Cashback Match™ with No Annual Fee

Discover it®- Cashback Match™ with No Annual Fee

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good