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Canandaigua National Bank & Trust Secured Visa® Card Review
Cashback on groceries
This card compared to other cash back cards
Canandaigua National Bank & Trust Secured Visa® Card
Cashback on Gas
2% at U.S. gas stations
Cashback on Groceries
3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
Cashback on other
Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. 1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
0% on Purchases
for the first 12 months
11.49% - 23.49% Variable
CardRatings.com Editorial Staff
Canandaigua National Bank & Trust Secured Visa® Card details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Foreign Transaction Fee:
3% of each transaction in U.S. dollars.
Up to $37
Balance Transfer Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater
Establish or re-build credit history with a Secured Credit Card. This card requires a minimum $300-$5,000 security deposit (depending on the desired credit limit) which is held as collateral for your account. The credit limit is set up equal to that deposit. Opportunity to move to a Platinum card in as little as 15 months when you maintain a good payment history with us (subject to credit approval). Automatic reporting to the 3 major credit bureaus to help establish credit. U.S. citizenship is not required, but you must have a valid SSN or ITIN and a valid U.S. address. Returned Payment Fee: Up to $35.
Card Issued By:
First Bankcard, a division of First National Bank of Omaha, for Canandaigua National Bank & Trust
General Correspondence Address:
Minimum Credit Limit:
Maximum Credit Limit:
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