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Credit Needed
Excellent

Canandaigua National Bank & Trust Platinum Edition® Visa® Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
None

This card compared to other cash back cards

Card Name
Canandaigua National Bank & Trust Platinum Edition® Visa® Card
Cashback on Gas
N/A
1-5%
Unlimited 1.5% cash back
Cashback on Groceries
N/A
1-5%
Unlimited 1.5% cash back
Cashback on other
N/A
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
10.49% to 18.49% (Variable) 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
CardRatings.com Editorial Staff

Canandaigua National Bank & Trust Platinum Edition® Visa® Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycle
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
10.49% to 18.49% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.74% to 14.74%
 6.74% to 14.74%
 21.99%
APR:
  10.49% to 18.49% (Variable)
 10.49% to 18.49% (Variable)
 25.74% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 0% introductory APR for the first 12 billing cycle
 N/A
Intro Period:
 N/A
 12 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of each transaction in U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater  


Notes:

Rebate Description:
 N/A
Special Notes:
 Returned Payment Fee: Up to $35
Credit Card More Information:

Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for Canandaigua National Bank & Trust
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Credit Needed:
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  • Unlimited 1.5% cash back on every purchase - it's automatic
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  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
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Credit Needed:
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