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About Our Ratings

Canandaigua National Bank & Trust Platinum Edition® Visa® Card Review

Canandaigua National Bank & Trust Platinum Edition® Visa® Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
APR:
12 billing_cycles
Balance Transfer Fee:
5% ($10 min. )
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.74 - 16.74
 6.74 - 16.74
 21.99
APR:
  9.99% - 19.99% Variable
 9.99% - 19.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
5% ($10 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 APR for Purchases and Balance Transfers: 0.00% introductory APR for the first 12 billing cycles; after that, your APR will be 9.99%, 14.99% or 19.99%, based upon your creditworthiness. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles; after that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance and Cash Equivalent Fees: Either $15 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fees: 3% of each transaction in U.S. dollars. Returned Payment Fee: Up to $35. Penalty APR: None.
Credit Card More Information:

Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for Canandaigua National Bank & Trust
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Low Interest, Low Intro Rate
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 $0 max.
Credit Limit Notes:
 

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