Average Consumer Ratings:
Finance Calculation Method:
Default/Penalty APR Floor:
The Penalty APR will apply to your Account if you: fail to make any Minimum Payment by the date and time due (late payment); exceed your credit limit (if applicable); make a payment to Chase that is returned unpaid; or do any of the above on another account or loan you have with Chase or any of their related banks.
Foreign Transaction Fee:
Up to - $35
(Up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.)
Balance Transfer Fee:
3% ($5 min. ) (whichever is greater)
You will get 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Pay no foreign transaction fees when you travel abroad.
General Correspondence Address:
162 5th Avenue, 7th Floor, Columbus, OH, 43240
No Foreign Transaction Fees
Maximum Credit Limit:
( May 15, 2012 at 4:14 pm
I applied for this card and received a 100k miles last year when they had a similar promotion. I was planning on using the miles to go to London during the Olympics, but good luck trying to find a flight! Now a year later, I'm finally using my points, since I discovered that you can use them for hotels, and the selection of hotels is actually pretty decent. So I will be using some of my points for a stay in Greece this summer (I just don't know if I'll be using Euros or Drachmas when I visit in August...). So in general I use my Amex since I like the fact that their rewards program allows me to shop for gift cards, electronics, travel, etc. more flexibly, but this is a good backup card since not everyone takes Amex. Overall solid card.
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