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About Our Ratings
Credit Needed
Excellent

RBC British Airways Visa® Infinite Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
$165 for the primary card and $75 for each additional card

This card compared to other cash back cards

Card Name
RBC British Airways Visa® Infinite
Cashback on Gas
Unlimited 1.5% cash back
5%
Cashback on Groceries
Unlimited 1.5% cash back
1%
Cashback on other
Unlimited 1.5% cash back
5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
12 months
Purchase APR
20.55% (Fixed) 
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

RBC British Airways Visa® Infinite details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
20.55% (Fixed)
Annual Fee:
$165 for the primary card and $75 for each additional card
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  20.55% (Fixed)
 22.50% (Fixed)
 22.50% (Fixed)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 25.50% to 27.50% (Fixed)
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 27.50% (Fixed)
Penalty/Default Trigger:
 Your interest rate will increase to 25.50% on purchases and 27.50% on cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date your next statement is prepared 2 or more times in any 12 month period.

Credit Card Fee Information:


Annual Fee:
 $165 for the primary card and $75 for each additional card
Foreign Transaction Fee:
 Transactions in a foreign currency are converted to Canadian dollars at an exchange rate that is 2.5% over a benchmark rate RBC pays on the date of conversion.
Late Fee:
 None
Over-the-limit Fee:
 $29 (charged once per statement period)
Balance Transfer Fee:
$3.50 for balance transfers made at an introductory interest rate offered to you at account opening or at your standard interest rate.  


Notes:

Rebate Description:
 One Avios point for every dollar you spend on the card and double Avios points for every dollar you spend on British Airways flights purchased with the card. Earn a companion voucher when you spend $30,000 CAD annually.
Special Notes:
 Eligibility Criteria to Apply: You must be a permanent resident of Canada, have no current record of bankruptcy and have a minimum personal income of $60,000 or minimum household income of $100,000. Dishonoured Payment: $45.
Credit Card More Information:

Card Issued By:
 RBC
General Correspondence Address:
 134 North Church Street
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
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  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
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Credit Needed:
Excellent/Good