Blue From American Express - No Annual Fee!

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Apply online for Blue<sup>®</sup> From American Express - No Annual Fee!

Blue^® From American Express - No Annual Fee!
This card is best for consumers with good credit who want to earn reward points, a low introductory purchase APR and no annual fee.

Intro APR
0%

Regular APR
15.24% - 20.24%

Intro APR Period
12 months

Credit Score
Good

Card Category
Low Intro Rate, Miles/Points, Reward

CardRatings

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Credit Type

Required Score

Excellent Credit

750 — 850

Good Credit

690 — 749

Fair Credit

640 — 689

Poor Credit

Poor

It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here

Credit Card Review

by Card Expert Curtis Arnold

Here is a card with good rewards although no cash back. Membership Rewards Program is also available earn up to 10X points every day when you shop at over 300 brands online at membershiprewards.com/earn. There is an introductory teaser rate. Downside--no annual fee but APR can be as high as prime plus 16.99%. This rate is tiered according to credit qualification.

Blue^® From American Express - No Annual Fee! Details

Card Issued By:

American Express

General Correspondence Address:

200 Vesey Street New York NY 10285

Card Type:

American Express

Card Class:

Platinum

Card Category:

Low Intro Rate, Miles/Points, Reward

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

N/A

Credit Limit Notes:

Credit Card Rate Information

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

11.99 - 16.99

21.99

Standard APR:

15.24% - 20.24%

15.24% - 20.24% Variable

25.24% Variable

Standard APR Floor:

None

Introductory Rate:

None

Introductory Period:

12 months

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

27.24% Variable.

Default/Penalty Margin:

23.99

Default/Penalty APR Floor:

Maximum Default APR:

27.24%

Penalty/Default Trigger:

Penalty APR will apply if you: make one or more late payments; or make a payment that is returned.

Credit Card Fee Information

Annual Fee:

None N/A

Foreign Transaction Fee:

2.70%

Late Fee:

Up to $35 max.

Over-the-limit Fee:

None

Balance Transfer Fee:

3%. Either $5 or 3% of the amount of each transfer, whichever is greater.

Cash Advance Fee:

3% ($5 min. ). Either $5 or 3% of the amount of each cash advance,whichever is greater.

Rebates/Notes

Rebate Description:

Earn Membership Rewards points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now.

Special Notes:

Earn one point for all eligible purchases, points never expire and there is no limit to how many points that you can earn. 0% introductory APR for the first twelve months. No annual fee.