Blue Cash EverydaySM Card From American Express
- This card is best for big spenders that will quickly reach the spending thresholds to earn the higher percentage of cash back.
- Intro APR
- 0%
- Regular APR
- 17.24% - 22.24%
- Intro APR Period
- 12 months
- Credit Score
Good
- Card Category
- Cash Back, Low Intro Rate, Reward
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
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Credit Card Review
by Card Expert Curtis ArnoldGet 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases. There is no limit on the cash rewards you can earn. There is no annual fee and an introductory 0% APR offer. You can also earn cash back on recurring bills you already pay, such as gym memberships and phone bills, by enrolling your card in automatic bill pay. Downside--APR can be as high as prime plus 18.99%. This rate is tiered according to credit qualification.
Blue Cash EverydaySM Card From American Express Details
Card Issued By:
American Express
General Correspondence Address:
200 Vesey Street New York NY 10285
Card Type:
American Express
Card Class:
Platinum
Card Category:
Cash Back, Low Intro Rate, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
N/A
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
13.99 - 18.99
13.99 - 18.99
21.99
Standard APR:
17.24% - 22.24%
17.24% - 22.24% Variable
25.24% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
N/A
None
Introductory Period:
12 months
N/A
N/A
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
27.24% Variable.
Default/Penalty Margin:
23.99
Default/Penalty APR Floor:
None
Maximum Default APR:
27.24%
Penalty/Default Trigger:
If minimum payments are not timely paid one time or your payment is returned by your bank or financial institution.
Credit Card Fee Information
Annual Fee:
None
Foreign Transaction Fee:
2.70%
Late Fee:
Up to $35 max.. Up to $35
Over-the-limit Fee:
None. None
Balance Transfer Fee:
3% fee. $5 min
Cash Advance Fee:
3% ($5 min. ). $5 min
Rebates/Notes
Rebate Description:
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
Special Notes:
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
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