About Our Ratings
Credit Needed

BJ's Visa® Business Card Review

BJ's Visa® Business Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
6 billing_cycles
Purchase Intro:
0% Fixed
6 billing_cycles
Purchase APR:
15.24% - 18.24% Variable
Annual Fee:
see more  

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 11.99 - 14.99
 11.99 - 14.99
  15.24% - 18.24% Variable
 15.24% - 18.24% Variable
 25.24% Variable
APR Floor:
Intro Rate:
 0% Fixed
 0% Fixed
Intro Period:
 6 billing_cycles
 6 billing_cycles

Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit card line, the APR on all balances (including any introductory balances) may be increased to the then applicable Default APR.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
3% ($5 min. )  


Rebate Description:
 Earn up to 2 points for every $1 charged when you use your BJ's Visa® Card in-Club or on BJs.com. Earn 1 point for every $1 charged anywhere else Visa cards are accepted. Earn 3,000 points and you'll automatically receive $30 in BJ's Bucks® in your next monthly statement that are good toward purchases at any Club location.
Special Notes:
 Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Iowa, Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Returned Payment and Convenience Check Charge: $39. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR may apply indefinitely.
Credit Card More Information:

Card Issued By:
General Correspondence Address:
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Lester Davis ( Sep 30, 2014 at 3:41 pm)

    cm service these people do not know what they are doing. They do not know basic things, and common cents, how to solve problems.

Write Consumer Reviews:

E-Mail will not be published

Start Here

Search. Compare. Apply.

Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed: