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BJ's Visa® Business Card Review

BJ's Visa® Business Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
6 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
6 billing_cycles
Purchase APR:
15.24% - 18.24% Variable
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 11.99 - 14.99
 11.99 - 14.99
 21.99
APR:
  15.24% - 18.24% Variable
 15.24% - 18.24% Variable
 25.24% Variable
APR Floor:
 11.99%
 11.99%
 21.99%
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 6 billing_cycles
 6 billing_cycles
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit card line, the APR on all balances (including any introductory balances) may be increased to the then applicable Default APR.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 Earn up to 2 points for every $1 charged when you use your BJ's Visa® Card in-Club or on BJs.com. Earn 1 point for every $1 charged anywhere else Visa cards are accepted. Earn 3,000 points and you'll automatically receive $30 in BJ's Bucks® in your next monthly statement that are good toward purchases at any Club location.
Special Notes:
 Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Iowa, Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Returned Payment and Convenience Check Charge: $39. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR may apply indefinitely.
Credit Card More Information:

Card Issued By:
 Barclays Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Lester Davis ( Sep 30, 2014 at 3:41 pm)

    cm service these people do not know what they are doing. They do not know basic things, and common cents, how to solve problems.


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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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