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About Our Ratings
Credit Needed
Excellent

Bethpage FCU Visa Cash Back Card Review

Top Features

Cashback on Gas
.50% - 1.00%
Cashback on groceries
.50% - 1.00%
Cashback on other
.50% - 1.00%
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
.50% - 1.00%
3% at U.S. gas stations
5%
Cashback on Groceries
.50% - 1.00%
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
1%
Cashback on other
.50% - 1.00%
1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
2.99% Fixed
Period:
12 months
APR:
0% on Purchases
Period:
for the first 12 months
APR:
0%
Period:
14 months
Purchase APR
8.15% - 22.15% Variable 
13.74%-23.74% Variable 
11.49% - 23.49% Variable 
Rates and Fees
CardRatings.com Editorial Staff

Bethpage FCU Visa Cash Back Card details

Balance Transfer Intro APR:
2.99% Fixed
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
2.99% Fixed
Period:
12 months
Purchase APR:
8.15% - 22.15% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 4.90 - 18.90
 4.90 - 18.90
 4.90 - 18.90
APR:
  8.15% - 22.15% Variable
 8.15% - 22.15% Variable
 8.15% - 22.15% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 2.99% Fixed
 2.99% Fixed
 None
Intro Period:
 12 months
 12 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 22.15% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The penalty APR will be applicable to your account if you: (1) fail to make the minimum payment by the date and time due on the account for 3 (three) consecutive months, or (2) make a payment that is returned unpaid and you fail to make the two other consecutive minimum payments on the account by the date and time due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Earn .50% cash back on month end purchase balances between $1 and $4,000. Earn 1.00% cash back on month end purchases of $4,001 or more. Rebates are distributed annually in October.
Special Notes:
 Must be a member of Bethpage Federal Credit Union. APR for Purchases and Balance Transfers: 2.99% introductory APR for one year. After that, your APR will be 8.15% - 22.15%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Penalty APR: 22.15%; If your APRs are increased for any of the stated reasons, the Penalty APR will apply until you make 6 (six) consecutive minimum payments when due. Balance Transfer Fee: None. Foreign Transaction Fee: None. Cash Advance Fee: Either $5 or 3% of the transaction amount, whichever is greater.
Credit Card More Information:

Card Issued By:
 Bethpage FCU
General Correspondence Address:
899 South Oyster Bay Road
Bethpage, NY 11714
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Limited Time Offer: Apply by 5/3/17 - Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $150 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • $95 Annual Fee. 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Excellent, Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good