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Bethpage FCU Visa Cash Back Card Review

Bethpage FCU Visa Cash Back Card details

Balance Transfer Intro APR:
2.99% Fixed
Balance Transfer Intro Period:
APR:
12 months
Balance Transfer Fee:
None
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 4.90 - 18.90
 4.90 - 18.90
 4.90 - 18.90
APR:
  8.15% - 22.15% Variable
 8.15% - 22.15% Variable
 8.15% - 22.15% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 2.99% Fixed
 2.99% Fixed
 None
Intro Period:
 12 months
 12 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 22.15% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The penalty APR will be applicable to your account if you: (1) fail to make the minimum payment by the date and time due on the account for 3 (three) consecutive months, or (2) make a payment that is returned unpaid and you fail to make the two other consecutive minimum payments on the account by the date and time due.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Earn .50% cash back on month end purchase balances between $1 and $4,000. Earn 1.00% cash back on month end purchases of $4,001 or more. Rebates are distributed annually in October.
Special Notes:
 Must be a member of Bethpage Federal Credit Union. APR for Purchases and Balance Transfers: 2.99% introductory APR for one year. After that, your APR will be 8.15% - 22.15%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Penalty APR: 22.15%; If your APRs are increased for any of the stated reasons, the Penalty APR will apply until you make 6 (six) consecutive minimum payments when due. Balance Transfer Fee: None. Foreign Transaction Fee: None. Cash Advance Fee: Either $5 or 3% of the transaction amount, whichever is greater.
Credit Card More Information:

Card Issued By:
 Bethpage FCU
General Correspondence Address:
 899 South Oyster Bay Road
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 Low Interest
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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