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Berkshire Bank Secured Visa® Card Review
This card compared to other cash back cards
Berkshire Bank Secured Visa® Card
Cashback on Gas
2% at U.S. gas stations
Cashback on Groceries
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
Cashback on other
1% back on other purchases.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
0% on Purchases
for 12 months
11.99% - 23.99% Variable
CardRatings.com Editorial Staff
Berkshire Bank Secured Visa® Card details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Foreign Transaction Fee:
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Up to $37
Balance Transfer Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Applicant must be 18 years of age, have a US address, and a Social Security number. A minimum security deposit of $300 is required ($5,000 maximum). Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Advance ATM Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.
Card Issued By:
Elan Financial Services for Berkshire Municipal Bank
General Correspondence Address:
PO Box 6354
Fargo, ND 58125
Minimum Credit Limit:
Maximum Credit Limit:
( Nov 7, 2015 at 7:45 am
I think this will be the best way to start with a credict card