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About Our Ratings
Credit Needed
Excellent

BB&T Spectrum Rewards™ Card Review

BB&T Spectrum Rewards™ Card details

Balance Transfer Intro APR:
0.00% Introductory APR for twelve months
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
0.00% Introductory APR for twelve months
Period:
12 months
Purchase APR:
10.40% - 19.40%
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.90% - 15.90%
 6.90% - 15.90%
 18.90%
APR:
  10.40% - 19.40%
(Variable)
 10.40% - 19.40%
 22.40%
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for twelve months
 0.00% Introductory APR for twelve months
 N/A
Intro Period:
 12 months
 12 months
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in U.S. dollars that is processed outside of the U.S.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% of each advance ($10 minimum)  


Notes:

Rebate Description:
 Earn 3% on all net qualified purchases for the first 90 days. Earn 1% on all net qualified purchases thereafter. Earn a 5% anniversary bonus on cash earned every year. Earn an additional 30% bonus on cash earned when spending $50,000 or more annually. Redeem for cash back, gift cards, merchandise, travel and more.
Special Notes:
 Returned Payment Fee: None
Credit Card More Information:

Card Issued By:
 BB&T
General Correspondence Address:
 PO Box 698
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent