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BB&T Spectrum Rewards™ Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 4.90 - 15.90
 4.90 - 15.90
 18.90
APR:
  8.15% - 19.15% Variable
 8.15% - 19.15% Variable
 22.15% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 months
 12 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 Earn 3% on all net qualified purchases for the first 90 days. Earn 1% on all net qualified purchases thereafter. Earn a 5% anniversary bonus on cash earned every year. Earn an additional 30% bonus on cash earned when spending $50,000 or more annually. Redeem for cash back, gift cards, merchandise, travel and more.
Special Notes:
 APR for Purchases and Balance Transfers: 0% Introductory APR for the first 12 months. After that, your APR will be between 8.15% and 19.15%, determined upon review of your application, credit history, and banking relationship. This APR will vary with the market based upon the Prime Rate. Balance Transfer Fee: 3% of each advance (minimum $10). Cash Advance Fee: 3% of each advance (minimum $10). Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: None.
Card Issued By:
 BB&T
General Correspondence Address:
 PO Box 698, Wilson, NC, 27894
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 AL, DC, FL, GA, IN, KY, MD, NC, SC, TN, TX, VA, WV
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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