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About Our Ratings
Credit Needed
Excellent

BB&T Bright™ Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
8.40% to 17.40% (Variable)

This card compared to other cash back cards

Cashback on Gas
1%
1% When You Buy, 1% As You Pay
Cashback on Groceries
1%
1% When You Buy, 1% As You Pay
Cashback on other
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
1% When You Buy, 1% As You Pay
Purchase APR
8.40% to 17.40% (Variable)
11.24% - 23.24% Variable 
13.24% - 23.24%* (Variable) 
CardRatings.com Editorial Staff

BB&T Brightâ„¢ Card details

Balance Transfer Intro APR:
0.00% Introductory APR for fifteen months
Balance Transfer Intro Period:
15 months
Purchase Intro:
APR:
0.00% Introductory APR for fifteen months
Period:
15 months
Purchase APR:
8.40% to 17.40%
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 4.90% to 13.90%
 4.90% to 13.90%
 18.90%
APR:
  8.40% to 17.40%
(Variable)
 8.40% to 17.40%
 22.40%
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for fifteen months
 0.00% Introductory APR for fifteen months
 N/A
Intro Period:
 15 months
 15 months
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of the U.S. dollar amount of each transaction made in a foreign currency and any transaction made in U.S. dollars that is processed outside of the U.S.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% of each advance ($10 minimum)  


Notes:

Rebate Description:
 N/A
Special Notes:
 Returned Payment Fee: None
Credit Card More Information:

Card Issued By:
 BB&T
General Correspondence Address:
 PO Box 698
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it®- Cashback Match™ with No Annual Fee

Discover it®- Cashback Match™ with No Annual Fee

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good