Barnes & Noble MasterCard - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

10.74

10.74%

21.99%

APR:

13.99% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

None

0.00%

N/A

Intro Period:

None

6 months

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

23 days

Default/Penalty APR:

Up to 30.24% Variable

Default/Penalty Margin:

Up to 26.99

Default/Penalty APR Floor:

None

Maximum Default APR:

30.24%

Penalty/Default Trigger:

Penalty APR will apply if you: make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with the card issuer.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

After your first purchase you'll receive a $25 Barnes & Noble Gift Card. Get an Extra 5% Back at Barnes & Noble, in addition to any other discounts you may receive. Earn Free Barnes & Noble Gift Cards.

Special Notes:

Balance Transfers fee: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first six billing cycles after account opening, either $5 or 3% of each transfer, whichever is greater; the maximum fee per transfer: $50, after that no maximum). Late Payment fee is up to $35 (the amount varies by state). Returned Payment fee is up to $35 (the amount of the fee varies by state). Minimum Interest Charge: If you are charged interest, the charge will be no less than $2.00 ($0.50 for residents of Iowa at time of account opening). Your due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.

Card Issued By:

Barclays Bank

General Correspondence Address:

PO Box 8801, Wilmington, DE, 19899

Card Type:

MasterCard

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Credit Card Deals, Miles/Points, Reward

States Available In:

ALL