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About Our Ratings
Credit Needed
Excellent

Barclaycard Financing Visa Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
22.99% - 26.99% Variable 

This card compared to other cash back cards

Cashback on Gas
1%
1% When You Buy, 1% As You Pay
Cashback on Groceries
1%
1% When You Buy, 1% As You Pay
Cashback on other
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
1% When You Buy, 1% As You Pay
Purchase APR
22.99% - 26.99% Variable 
11.24% - 23.24% Variable 
13.24% - 23.24%* (Variable) 
CardRatings.com Editorial Staff

Barclaycard Financing Visa Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
22.99% - 26.99% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 19.74 - 23.74
 19.74 - 23.74
 21.99
APR:
  22.99% - 26.99% Variable
 22.99% - 26.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 Up to 27.24% Variable
Default/Penalty Margin:
 Up to 23.99
Default/Penalty APR Floor:
 
Maximum Default APR:
 27.24% Variable
Penalty/Default Trigger:
 This APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 
Special Notes:
 New cardmembers get special financing on any purchase made at Apple.com or Apple retail stores within 30 days of account opening. No interest if paid in full within the 6, 12, or 18 month periods: 6 months on purchases less than $499; 12 months on purchases $499 - $1998; or 18 months on purchases $1999 and over (conditions apply). If the Deferred Financing Purchase is not paid in full by the Promotional End Date or if you make a late payment, interest charges will be assessed for the entire promotional period at the then applicable rate for Purchases during the promotional period (currently 22.99 or 26.99% variable). This APR will vary with the market based on the Prime Rate. Applicant must be at least 18 years old. Offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories, and may not be available if you already have or have had an account with Barclays Bank Delaware. Returned payment fee up to $35. Penalty APR: Up to 27.24%, based on your creditworthiness (variable with the Prime Rate). This APR may be applied to your account if you make a late payment. If your APRs are increased for this reason, the Penalty APR may apply indefinitely.
Credit Card More Information:

Card Issued By:
 Barclaycard
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it®- Cashback Match™ with No Annual Fee

Discover it®- Cashback Match™ with No Annual Fee

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
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  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good