Earn 1 Power Rewards® point per $1 on every purchase, with no earning limit. Earn triple points on gas, grocery and drugstore purchases for the first 6 months. Redeem points starting at just 2,500 points for rewards such as gift cards, merchandise, experiences, travel and more. Receive a $50 statement credit if you make at least $500 in purchases in the first 90 days.
You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. APR for Balance Transfers: 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. Cash Advance APRs: 22.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Returned Payment Fee: Up to $25.