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This card is no longer available.

BankAmericard Cash Rewards℠ Visa Platinum Plus® Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 9.74 - 19.74
 9.74 - 19.74
 19.74 - 21.74
APR:
  12.99% - 22.99% Variable
 12.99% - 22.99% Variable
 22.99% - 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0%
 N/A
Intro Period:
 12 statment closing dates
 12 statement closing dates
 n/a


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 Up to - $35
(See Special Notes)
Over-the-limit Fee:
 $0
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 1% cash back on every purchase, 2% on groceries, and 3% on gas. Get a $50 cash back bonus after you make $100 in purchases within 60 days of account opening.
Special Notes:
 Introductory APR for your first 12 billing cycles only for purchases and for any balance transfers made within 60 days of opening your account. Cash Advance APRs: 20.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 4% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Penalty Fees: If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $25 will be assessed; $35 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, card company will not assess a Late Payment Fee. The Returned Payment Fee will not exceed the total minimum payment that was due. Penalty APR: Up to 29.99%, based on your creditworthiness. The Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances.
Card Issued By:
 Bank of America
General Correspondence Address:
 PO Box 53132, Phoenix, AZ, 85072
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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