Get a $100 cash rewards bonus after you make at least $500 in purchases within 90 days of account opening. 1% cash back on purchases, 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter. Plus earn a 10% customer bonus when you redeem into a Bank of America® checking or savings account. World Wildlife Fund will receive a $10 contribution from Bank of America for each new qualifying WWF checking account and $2 for each annual renewal.
You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. Cash Advance APRs: 22.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances (variable with Prime Rate). Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.