This card is no longer available.

This card is no longer available.

Average Consumer Ratings:


Overall Ratings:

Reward Program:

Card Benefit:

Customer Service:

BankAmericard Cash Rewards™ Visa® Card for The Humane Society of the United States®


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 9.74 - 17.74
 9.74 - 17.74
 17.74 - 21.74
APR:
  12.99% - 20.99% Variable
 12.99% - 20.99% Variable
 20.99% - 24.99% Variable
APR Floor:
 N/A
 N/A
 None
Intro Rate:
 0%
 0%
 N/A
Intro Period:
 12 billing_cycles
 12 billing_cycles
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 Up to - $35
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 Earn 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas. Quarterly maximum applies to bonus rewards on grocery and gas purchases. Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account. Cash back can be deposited into any checking or savings account, credited to your statement or sent directly to you.
Special Notes:
 0% Introductory APR for your first 12 statement closing dates applies only for balance transfers made within 60 days of opening your account. Cash Advance APRs: 20.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Penalty APR: Up to 29.99%, based on your creditworthiness. The Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances.Cash rewards shall be issued for a U.S. dollar sum in the form of a statement credit, a check, an electronic deposit to a checking or savings account of your choice, a payment towards a mortgage loan with Bank of America (excluding reverse mortgages) or a third party mortgage lender, or a charitable contribution. Receipt of a statement credit does not affect your responsibility to pay your minimum monthly payment. Cash rewards checks expire 90 days after date of issue. Cash rewards redeemed into a Bank of America checking or savings account will be 10% greater than the other types of cash rewards ($25 in cash rewards = $27.50 deposit). Cash rewards redeemed towards your mortgage will be applied in accordance with the terms of your mortgage loan, and may be rejected in the event your mortgage loan is not being paid as agreed.
Card Issued By:
 Bank of America
General Correspondence Address:
 PO Box 53132, Phoenix, AZ, 85072
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 Airlines, Balance Transfer, Cash Back, Low Intro Rate, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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Consumer Reviews


  1. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    Anne M. ( Jun 25, 2012 at 1:55 pm)

    site is always a problem or down. cant access my account or pay on line...cust service is a joke. I contacted them for an online problem..they said I was not a co owner...what?!?!?! I was the person who applied for this card...total joke..but I'm not laughing.