Earn a $100 cash rewards bonus after you make $500 in purchases in the first 90 days of account opening. 1% cash back on purchases everywhere, every time. 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter. Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. APR for Balance Transfers: 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. Cash Advance APRs: 22.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances (variable with Prime Rate). Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.