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BankAmericard Cash Rewards™ Credit Card for Students

Credit Card Rate Information:

Balance Transfer
Cash Advance

 9.74 - 19.74
 9.74 - 19.74
 12.74 - 21.74
  12.99% - 22.99% Variable
 12.99% - 22.99% Variable
 15.99% - 24.99% Variable
APR Floor:
Intro Rate:
 0% Fixed
 0% Fixed
Intro Period:
 12 billing_cycles
 12 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
3% ($10 min. )  


Rebate Description:
 1% cash back on purchases everywhere, every time. 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter. Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
Special Notes:
 You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. APR for Balance Transfers: 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. Cash Advance APRs: 15.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances (variable with Prime Rate). Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Foreign Transaction Fees: 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States (Note: This fee will be in addition to any other applicable fee). Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.
Card Issued By:
 Bank of America
General Correspondence Address:
 PO Box 53132, Phoenix, AZ, 85072
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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