This card is no longer available.

This card is no longer available.

BankAmericard® Better Balance Rewards™ MasterCard® Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 8.74 - 18.74
 8.74 - 18.74
 18.74 - 21.74
APR:
  11.99% - 21.99% Variable
 11.99% - 21.99% Variable
 21.99% - 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Variable
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 Earn up to $100 per year for paying more than your minimum payment on time every month – a simple way to help you pay down your balance faster. Get an additional $5 bonus per quarter if you have at least one other qualifying account with Bank of America.
Special Notes:
 You must be at least 18 years of age or at least 21 years of age if a permanent resident of Puerto Rico. APR for Balance Transfers: 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. Cash Advance APRs: 21.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Cash Advance Fees: Direct Deposit and Check Cash Advances are either $10 or 3% of the amount of each transaction, whichever is greater; ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances are either $10 or 5% of the amount of each transaction, whichever is greater. Purchases of wire transfers from a non-financial institution: Either $10 or 5% of the amount of each transaction, whichever is greater. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased, the Penalty APR will apply indefinitely.
Card Issued By:
 Bank of America
General Correspondence Address:
 PO Box 53132, Phoenix, AZ, 85072
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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