Bank of Smithtown Platinum Edition® Visa
Credit Card Rate Information:
Purchase
Balance Transfer
Cash Advance
Index:
Margin:
0
APR:
8.99% - 15.99% Fixed
0% Fixed
20.24% Fixed
APR Floor:
Intro Rate:
0%
0%
0%
Intro Period:
6 months
Finance Calculation Method:
Purchase Grace Period:
Default/Penalty APR:
29.99% Fixed
Default/Penalty Margin:
0
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
APRs (incl. Intro Rates) may increase to a Penalty Rate due to failing to make a min. payment any creditor when due, exceeding the credit limit, or making a payment that is dishonored.
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