Bank of America® Student Platinum Plus® Visa® Credit Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

10.99

10.99%

16.74%

APR:

14.24% Variable

19.99% - 24.99% Variable

APR Floor:

None

Intro Rate:

None

N/A

Intro Period:

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

None

Default/Penalty Margin:

N/A

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

N/A

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

N/A

Special Notes:

Available to full and part-time students at accredited colleges and universities. Additional benefits and tools to help build a successful financial future. Access to Add It Up® where you can earn up to 20% cash back on online purchases at participating retail stores. APR for Cash Advances: 19.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. If your Total Minimum Payment Due is not received by your payment due date, a Late Payment Fee of $25 will be assessed; $35 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the payment due date, card company will not assess a Late Payment Fee. The Returned Payment Fee will not exceed the total minimum payment that was due.

Card Issued By:

Bank of America

General Correspondence Address:

PO Box 53132, Phoenix, AZ, 85072

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Student

States Available In:

ALL