Bank of America Secured Visa®

  • Card issued by : Bank of America
  • Card Type : Visa
  • Card Class : Classic/Standard
  • Card Category : Poor/No Credit
  • Margin Index : Prime + 10.99%
  • Purchase APR :
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit : $300.00
  • Maximum Credit Limit : $10,000.00
  • Annual Fee : $29
  • Over-the-Limit Fee : $35 depending on balance
  • Late Payment Fee : $35 depending on balance
  • Penalty/Default APR : 29.99% F
  • Penalty/Default Trigger : Each time payment is late (i.e. not received by 5 p.m. on the due date), or the account is over the limit the penalty rate may be applied.
  • Maximum Default APR :None
  • Universal Default Clause : No
  • Foreign Currency Fee : 03.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		14.24%
    N/A
    20 days
    N/A
    N/A
    N/A
    N/A     		None

    None
    04.00%
    N/A
    $10
    $90    		 19.24% V
    N/A
    None
    N/A
    04.00%
    $5
  • Rebate Description: N/A
  • Special Notes: Transaction fee for Cash Equivalents: 5% of each such cash advance (minimum $25). Cash Equivalents include the purchase of money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and, as of August 11, 2007, will include fines and bail bonds.
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