Available to residents of FL, NJ, NY and Puerto Rico. Designed for establishing or rebuilding credit. To receive a Banco Popular Secured MasterCard, you must meet credit qualification criteria. Your credit line will be determined by the amount of your deposit into an interest-bearing savings account. This savings account will be used as collateral and define your credit limit. Balance Transfer Fee: 3% of the amount of each transfer (min. $5; max. $100). Cash Advance Fee: $29. Convenience Check Fee: 3% of each transaction (min. $5; max. $100). Foreign Transaction Fee: 3% of each transaction in U.S. dollars.