Earn 1 point for every $1 in qualifying purchases. Points can be used up to 5 years from the date earned. Redeem points for gift cards, cash back in the form of a credit to your account, merchandise, travel, and more.
APR for Purchases and Balance Transfers: 0.00% introductory APR for the first 12 billing cycles; After that, your APR will be 15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Returned Payment Fee: Up to $35.