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Associated Builders and Owners of Greater New York Rewards Visa® Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 8.99 - 18.99
 8.99 - 18.99
 N/A
APR:
  12.24% - 22.24% Variable
 12.24% - 22.24% Variable
 24.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0%
 None
Intro Period:
 None
 6 months
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 27.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3% - 4%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($5 min. )  


Notes:

Rebate Description:
 Earn Rewards points for 1% cash back, travel, gift cards or a wide selection of valuable merchandise.
Special Notes:
 Grace period: Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date of each month. Domestic Cash Advance Fees (including convenience checks): 4% of the amount of each transaction ($5.00 minimum). Balance Transfer Fee: 4% of the transaction amount ($5.00 minimum). Foreign Transaction Fee: 3% of each transaction conducted outside of the US. Foreign Country Cash Advances (including convenience checks): 4% of the transaction amount ($5.00 minimum and $1,000.00 maximum). Penalty APR: 27.99%; If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due, starting with the first payment due following the effective date of the increase. Returned payment fee is up to $25.00.
Card Issued By:
 PartnersFirst
General Correspondence Address:
 PO Box 84027, Columbus, GA, 31908
Card Type:
 Visa
Card Class:
 Other
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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