Optional Arvest Rewards: Fee of $2.49 per month or $24.95 per year. Enroll all of your Arvest credit and debit cards within your household to earn points on all of your purchases. Receive 1,000 Bonus Award Points upon enrollment. Redeem points for a travel or gift card award. Earn just 5,000 points in one year and get back $50—double your investment.
You must be at least 18 years of age to apply, and reside in Arkansas, Kansas, Missouri or Oklahoma. Grace Period: You have 25 days on average to repay your balance before a Finance Charge will be posted. Balance Transfer Fee: None. Cash Advance Fee: Either $4 or 4% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.