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About Our Ratings

Arvest Visa® Classic Review

Arvest Visa® Classic details

Balance Transfer Intro APR:
4.90% Fixed
Balance Transfer Intro Period:
APR:
6 months
Balance Transfer Fee:
None
Annual Fee:
$0 - $24.95
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 14.65
 14.65
 14.65
APR:
  17.90% Variable
 17.90% Variable
 17.90% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 4.90% Fixed
 4.90% Fixed
 4.90% Fixed
Intro Period:
 6 months
 6 months
 6 months


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 $0 - $24.95
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Optional Arvest Rewards: $24.95 non-refundable annual fee. Redeem points for a travel or gift card award.
Special Notes:
 You must be at least 18 years of age to apply, and reside in Arkansas, Kansas, Missouri or Oklahoma. Annual Fee: $0 with no rewards program; $24.95 annually with optional rewards program. Grace period: You have 25 days on average to repay your balance before a Finance Charge will be posted. Balance Transfer Fee: None. Cash Advance Fee: Either $4 or 4% of the amount of the advance, whichever is greater. Foreign Transaction Fee: 1% of each transaction in US dollars.
Credit Card More Information:

Card Issued By:
 Arvest Bank
General Correspondence Address:
 PO Box 6139
Card Type:
 Visa
Card Class:
 Classic/Standard
Card Category:
 Balance Transfer, Low Intro Rate, Reward
States Available In:
 AR, KS, MO, OK
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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