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About Our Ratings
Credit Needed
Excellent

Arvest Visa® Classic Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
3% at U.S. gas stations
2% at U.S. gas stations
Cashback on Groceries
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
3% at U.S. supermarkets on up to $6,000 per year in purchases
Cashback on other
1% other purchases. Terms and limitations apply.
1% other purchases. Terms and limitations apply.
Purchase Intro
APR:
4.9% introductory APR for 6 months
Period:
6 months
APR:
0% on Purchases
Period:
for 12 months
APR:
0% on Purchases
Period:
for 12 months
Purchase APR
18.15% (Variable)
13.49%-23.49% Variable 
13.49%-23.49% Variable 
CardRatings.com Editorial Staff

Arvest Visa® Classic details

Balance Transfer Intro APR:
4.9% introductory APR for 6 months
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
4.9% introductory APR for 6 months
Period:
6 months
Purchase APR:
18.15%
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 14.65%
 14.65%
 14.65%
APR:
  18.15%
(Variable)
 18.15%
 18.15%
APR Floor:
 None
 None
 None
Intro Rate:
 4.9% introductory APR for 6 months
 4.9% introductory APR for 6 months
 4.9% introductory APR for 6 months
Intro Period:
 6 months
 6 months
 6 months


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of each transaction in U.S. dollars.
Late Fee:
 $20
Over-the-limit Fee:
 $25
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Optional Arvest Flex Rewards: No membership fee. Redeem for travel, gift cards and more, including cash-back options. Earn 1 point per $1 spent.
Special Notes:
 You must be at least 18 years of age to apply, and reside in Arkansas, Kansas, Missouri or Oklahoma. Returned Payment Fee: $25.
Credit Card More Information:

Card Issued By:
 Arvest Bank
General Correspondence Address:
PO Box 6139
Norman, OK 73070
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
Credit Needed:
Excellent, Good
Apply online for Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
  • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
Credit Needed:
Excellent, Good