Optional Business Rewards: No membership fee. Redeem at 10,000 points for gift cards, travel and more
For businesses with 10 or more cardholders authorized to make purchases. You must be at least 18 years of age to apply, and you must reside in Arkansas, Kansas, Missouri or Oklahoma. Annual Fee: $0. Grace period: You have 25 days on average to repay your balance before a Finance Charge will be posted. Balance Transfer Fee: None. Cash Advance Fee: 4% of the transaction amount with a minimum of $4. Foreign Transaction Fee: 1% of each transaction in U.S. dollars.