Serving active military, retired military and civilian customers. APR for Purchases, Balance Transfers and Cash Advances: Either 9.99%, 15.6% or 17.99% when you open your account, based on your creditworthiness. International Transaction Fee: 0.8% of each transaction in U.S. dollars if no currency conversion occurs; 1.0%
of each transaction in U.S. dollars if currency conversion occurs.
Late Payment Fee: Up to $20. Balance Transfer Fee: $2. Cash Advance Fee: $2.