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About Our Ratings
Credit Needed
Average

Arhaus Credit Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
Unlimited 1.5% cash back
1%
Cashback on Groceries
Unlimited 1.5% cash back
1%
Cashback on other
Unlimited 1.5% cash back
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
for 12 months
Purchase APR
26.99% (see Notes) (Variable)
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Arhaus Credit Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
26.99% (see Notes)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 N/A
 N/A
Margin:
 23.745 (see Notes)
 N/A
 N/A
APR:
  26.99% (see Notes)
(Variable)
 N/A
 N/A
APR Floor:
 None
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 N/A
 N/A


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 N/A
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
N/A  


Notes:

Rebate Description:
 
Special Notes:
 Per the Comenity credit card disclosure, the APR information is accurate as of 01/17/2016. Due to a change in the index, this information may have changed. Retail store credit card. Promotional financing available with Arhaus Credit Card Accounts offered by Comenity Bank who determines qualifications for credit and promotion eligibility. Promotional Financing Offer: Minimum purchase of $399 for 6 months and $1,500 for 12 months; Minimum monthly payments are required; If you don't pay the total amount before the end of the promotional period, card issuer will add the remaining purchase amount and the amount of accrued interest to your Regular Revolving balance. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 Comenity Bank
General Correspondence Address:
 PO Box 182273
Card Type:
 Unknown
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
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Credit Needed:
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Credit Needed:
Excellent/Good