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About Our Ratings
Credit Needed
Limited

Applied Bank® Secured Visa® Credit Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
$50

This card compared to other cash back cards

Card Name
Applied Bank® Secured Visa® Credit Card
Cashback on Gas
N/A
1.5%
1%
Cashback on Groceries
N/A
1.5%
1%
Cashback on other
N/A
1.5%
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
None
APR:
0%
Period:
for 15 Months
APR:
0%
Period:
for 12 months
Purchase APR
9.99% Fixed 
14.24%-23.24% (Variable) 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Applied Bank® Secured Visa® Credit Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
none
Purchase Intro:
APR:
None
Purchase APR:
9.99% Fixed
Annual Fee:
$50
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 
 
Margin:
 None
 None
 None
APR:
  9.99% Fixed
 None
 9.99% Fixed
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 none
 none
 none


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 $50
Foreign Transaction Fee:
 3%
Late Fee:
 None
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 None
Special Notes:
 Your Deposit at Applied Bank will secure your new Visa Gold Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000. No credit check or minimum credit score required. The $50 Annual Fee will be assessed before you begin using your card and will reduce your initial available credit. Credit limits greater than $300 will have initial available credit $50 less than the credit limit. Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars.
Credit Card More Information:

Card Issued By:
 Applied Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $200 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.

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  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
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Credit Needed:
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Credit Needed:
Excellent/Good