Average Consumer Ratings:


Overall Ratings:

Reward Program:

Card Benefit:

Customer Service:

Amtrak Guest Rewards® World MasterCard®


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 12.74
 12.74
 15.99
APR:
  15.99% Variable
 15.99% Variable
 19.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 29.99% Variable
Default/Penalty Margin:
 26.74
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 The Penalty APR will apply to your account if you fail to make any minimum payment by the date and time due (late payment), exceed your credit line (if applicable), make a payment to Chase that is returned unpaid, or do any of the above on another account or loan you have with Chase or any of their related companies.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 12,000 bonus points after you spend $500 in the first 3 months of account opening; points never expire; 2 points per $1 spent on Amtrak purchases; 1 point per $1 spent on purchases everywhere else. Each time you redeem for Amtrak travel, a 5% points rebate will be deposited into your Amtrak Guest Rewards account. Free travel starts at just 1,500 points.
Special Notes:
 Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. Card company will not charge interest on Purchases if you pay your entire balance by the due date. Penalty APR: 29.99%. If your APRs are increased, the Penalty APR will apply indefinitely.
Card Issued By:
 Chase
General Correspondence Address:
 162 5th Avenue, 7th Floor, Columbus, OH, 43240
Card Type:
 MasterCard
Card Class:
 World
Card Category:
 Balance Transfer, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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Consumer Reviews


  1. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    Andrew ( May 12, 2013 at 3:33 pm)

    If you love train travel, this is the card for you, because the points can be worth a lot. For example, it takes 57,000 points (60,000 minus a 5% rebate) to earn a three-zone bedroom trip across country. The fare would be around $2,800, so each point is worth close to 5 cents--like 5% cash back. Hard to beat.