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About Our Ratings
Credit Needed
Excellent

America's First FCU Visa® Platinum Plus Review

Top Features

Cashback on Gas
.25% - 1.00%
Cashback on groceries
.25% - 1.00%
Cashback on other
.25% - 1.00%
Annual Fee
None

This card compared to other cash back cards

Card Name
America's First FCU Visa® Platinum Plus
Cashback on Gas
.25% - 1.00%
Unlimited 1.5% cash back
1%
Cashback on Groceries
.25% - 1.00%
Unlimited 1.5% cash back
1%
Cashback on other
.25% - 1.00%
Unlimited 1.5% cash back
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
for 12 months
Purchase APR
10.80% - 18.00% (Fixed)
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

America's First FCU Visa® Platinum Plus details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
10.80% - 18.00%
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  10.80% - 18.00%
(Fixed)
 10.80% - 18.00%
 10.80% - 18.00%
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 Transactions in a foreign currency will be converted into a U.S. Dollar amount, with a 1% transaction fee.
Late Fee:
 Up to $27
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Earn 0.25%, 0.50%, 0.75% or 1.00% cash back with the ScoreCard CashBack Bonus program. Cashback bonus is determined by yearly purchase amount. Total annual purchases of $3,000 or more earn 1.00% cash back.
Special Notes:
 Must be a member of America's First FCU, a community chartered credit union. You may be eligible to join if you live, work, worship or attend school in select counties in Alabama.
Credit Card More Information:

Card Issued By:
 America's First Federal Credit Union
General Correspondence Address:
 PO Box 11349
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Chase Freedom Unlimited ℠

Chase Freedom Unlimited ℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
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  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
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  • No annual fee.
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Credit Needed:
Excellent/Good