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About Our Ratings

America's First FCU Visa® Platinum Plus Review

America's First FCU Visa® Platinum Plus details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
10.80% - 18% (Fixed)
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  10.80% - 18% (Fixed)
 10.80% - 18% (Fixed)
 10.80% - 18% (Fixed)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 Transactions in a foreign currency will be converted into a U.S. Dollar amount, with a 1% transaction fee.
Late Fee:
 Up to $27
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Earn 0.25%, 0.50%, 0.75% or 1.00% cash back with the ScoreCard CashBack Bonus program. Cashback bonus is determined by yearly purchase amount. Total annual purchases of $3,000 or more earn 1.00% cash back.
Special Notes:
 Must be a member of America's First FCU, a community chartered credit union. You may be eligible to join if you live, work, worship or attend school in select counties in Alabama.
Credit Card More Information:

Card Issued By:
 America's First Federal Credit Union
General Correspondence Address:
 PO Box 11349
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 AL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed:
Excellent/Good