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About Our Ratings
Credit Needed
Excellent

America's First FCU Visa® Platinum Plus Review

Top Features

Cashback on Gas
1.00%
Cashback on groceries
1.00%
Cashback on other
1.00%
Annual Fee
None

This card compared to other cash back cards

Card Name
America's First FCU Visa® Platinum Plus
Cashback on Gas
1.00%
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1.00%
1%
5% Earnings for $5k and 2% after
Cashback on other
1.00%
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
10.80% - 18.00% (Fixed)
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

America's First FCU Visa® Platinum Plus details

Balance Transfer Intro APR:
3.99%
Balance Transfer Intro Period:
First 12 months from date of balance transfer made prior to August 31, 2016.
Purchase Intro:
APR:
N/A
Purchase APR:
10.80% - 18.00%
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 N/A
 N/A
 N/A
Margin:
 N/A
 N/A
 N/A
APR:
  10.80% - 18.00%
(Fixed)
 10.80% - 18.00%
 10.80% - 18.00%
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 3.99%
 N/A
Intro Period:
 None
 First 12 months from date of balance transfer made prior to August 31, 2016.
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 Transactions in a foreign currency will be converted into a U.S. Dollar amount, with a 1% transaction fee.
Late Fee:
 Up to $27
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 For each qualified purchase you make, you’ll receive a 1% Cash Back reward. The more you use your card, the greater your reward. (Qualified purchases do not include cash advances, convenience checks or returns.)
Special Notes:
 Must be a member of America's First FCU, a community chartered credit union. You may be eligible to join if you live, work, worship or attend school in select counties in Alabama. Returned Payment Fee: Up to $27.
Credit Card More Information:

Card Issued By:
 America's First Federal Credit Union
General Correspondence Address:
PO Box 11349
Birmingham, AL 35202
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good