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America's First FCU VISA® Indie Review
This card compared to other cash back cards
America's First FCU VISA® Indie
Cashback on Gas
2% at U.S. gas stations
Cashback on Groceries
3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
Cashback on other
Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. 1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
0% on Purchases
for the first 12 months
11.74% - 23.74% Variable
CardRatings.com Editorial Staff
America's First FCU VISA® Indie details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance
Default/Penalty APR Floor:
Foreign Transaction Fee:
Balance Transfer Fee:
Designed for first-time cardholders looking to establish credit. Must be a member of America's First FCU, a community chartered credit union. You may be eligible to join if you live, work, worship or attend school in select counties in Alabama. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: If you make a transaction in a foreign currency, it will be converted into a U.S. Dollar amount. The exchange rate for transactions in a foreign currency will be a rate selected by Visa, plus a 1% transaction fee.
Card Issued By:
America's First Federal Credit Union
General Correspondence Address:
PO Box 11349
Birmingham, AL 35202
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